Eviction & Mortgage Updates & Relief
Eviction and Mortgage Updates & Relief
Residential EvictionState of California Residential Eviction Order Update:
The CA State Residential Eviction Order is set to expire September 30, 2021. This law supersedes local eviction orders and put in place temporary protections for residential renters unable to pay rent due to the COVID-19 pandemic. Eligible residential tenants impacted by COVID-19 may be able to rely on the Los Angeles County’s emergency moratorium but ultimately, in an eviction action, a court will decide.
With the state residential eviction order ending, beginning October 1, 2021, landlords may proceed with eviction proceedings for past due rent. Therefore, it is urgent that residential tenants protect themselves from eviction for unpaid rent due to COVID-19 hardship by applying to the State Rental Assistance program at Housingiskey.com. The California COVID-19 Rent Relief program is an official State of California sponsored program. Households can get up to 100% of their rental debt paid. Apply now at HousingIsKey.com or call (833) 430-2122; before eviction protections end on September 30, 2021.
LA County Eviction Order Update:
LA County Board extended the LA County eviction order that protects residential rents and certain commercial tenants to January 2022. Under this order, Burbank commercial and residential tenants may have protections under the county ordinance, but that decision will be determined by the courts. More info here.
The Burbank Eviction Ordinance (20-2, 942), which protected against both residential and certain commercial evictions ended on September 30, 2020.
For more information about California's COVID-19 Tenant Relief Act of 2020, read here.
City of Burbank Commercial Eviction Order Update:
The City of Burbank Commercial eviction ordinance that protected certain commercial tenants from eviction for the non-payment of rent caused by COVID-19 is also set to expire on September 30, 2021. Eligible commercial tenants impacted by COVID-19 may also be able to rely on the Los Angeles County’s emergency moratorium but ultimately, in an eviction action, a court will decide.
Eligible commercial tenants that were protected from eviction via the City commercial eviction moratorium have six (6) months from the expiration of the City’s commercial order (September 30, 2021) to pay back due rent; until March 31, 2022. For more information on the rent repayment period and commercial tenant resources, please visit the City’s COVID-19 website at burbankca.gov/business-resources.
The Burbank Eviction Ordinance does not forgive the payment of rent, but rather acknowledges a commercial tenant is still obligated to pay any missed rent as deferred payments. Any deferred rent will be due six months after the end of the expiration of the Ordinance. The approved Ordinance expires September 30, 2021. This means all deferred rent would be due on March 31, 2022. Additionally, the Property Owner may not charge or collect interest, late fees or other penalties that could accrue on unpaid rent through the end of the six-month grace period.
The City Council continues to encourage both residential and commercial tenants to pay any portion of the rent they can afford, to speak with the landlords and if possible, work out a repayment plan.
Mortgage AssistanceFinancial Relief and Assistance
- Consumer Financial Protection Bureau's Guide to Mortgage Assistance Relief. Read here.
- Fannie Mae Assistance Options for Homeowners Impacted by COVID-19. See here for more information.
- Freddie Mac. See here for more information
Please note: Within the CARES Act, section 4023, concerns Forbearance of Residential Mortgage Loan Payments for Multifamily properties with Federally Back Loans, (2)(d)(2) states
A multifamily borrower that receives a forbearance under this section may not, for the duration of the forbearance—
(1) evict or initiate the eviction of a tenant from a dwelling unit located in or on the applicable property solely for nonpayment of rent or other fees or charges; or
(2) charge any late fees, penalties, or other charges to a tenant described in paragraph (1) for late payment of rent.
The entire CARES Act can be found here. https://www.congress.gov/bill/116th-congress/house-bill/748/text
- The Governor signed an Executive Order that waives penalties for property taxes paid after April 10 for taxpayers who have experienced financial hardship due to the COVID-19 pandemic.